Privacy

Introduction

The South African Insurance Crime Bureau is a globally responsible entity. The following privacy statement explains how we protect visitors’ information gathered via this global Web site.

If you as a visitor choose to register or submit information to this Web site, you agree to the use of such data in accordance with this privacy statement. Please note that this site contains links to other sites, including sites maintained by member firms and affiliates of the South African Insurance Crime Bureau (SAICB), which may not be governed by this privacy statement.

If you have any questions regarding this privacy statement or do not feel that your concerns have been addressed, please direct your questions to Webmaster Services using the Contact Us link.

Information Collection

As a visitor, you do not have to submit any personal information in order to use the Web site. The site collects only personally identifiable information that is specifically and voluntarily provided by visitors. Such information may consist of, but is not limited to, your name, current job title, company address, email address and telephone and fax numbers.

We do not usually seek sensitive information (e.g., data relating to race or ethnic origin, religious beliefs, criminal record, physical or mental health, or sexual orientation) from visitors. We will, where necessary, obtain visitors’ explicit consent to collect and use such information.

Cookies and Web Beacons

To ensure that our Web site is well managed and to facilitate improved navigation within the site, we or our service provider(s) may use cookies (small text files stored in a user’s browser) or Web beacons (electronic images that allow the Web site to count visitors who have accessed a particular page and to access certain cookies) to collect aggregate data. We may use such devices to track information on our systems and identify categories of visitors by items such as IP address, domain, browser type and pages visited. This information is reported to our Webmasters who use the information to analyze the number of visitors to different areas of the site and to make sure that our Web site is serving as a useful, effective information source.

Neither our cookies nor Web beacons collect any personal information such as your name or email address. Further, most browsers permit individuals to decline cookies. Learn more about cookies (can we link to something here) and how to reject them. However, under specific circumstances, visitors may be denied access to some parts of our site if their browsers are set to decline cookies.

Information Use

Personal information is used only for limited purposes. For example, when you register with the Web site to gain access to premium content or request future communications about the SAICB areas of interest, such as specific the South African Insurance Crime Bureau or member firm publications or marketing campaigns, we may use the information you submit to create a personal profile to customize our response to further requests or inquiries. We may also use the information to personalize your Web site experience. And, when you choose to register online for a SAICB-hosted event, we will use the information you submit to respond to you. In addition, the web masters may, where necessary, use your information for various site related tasks. We will ensure that our marketing activities comply with applicable law, and implement procedures to obtain necessary consents before sending you emails containing information about the SAICB service offerings. You may at any time request that we discontinue sending you such materials.

Disclosure of Information to Third Parties

Your information will not be supplied to third parties.

Access to Information

We are dedicated to providing reasonable access to visitors who wish to review the personal information retained when they register with our Web site and correct any inaccuracies it may contain. Visitors who choose to register may access their user profile, correct and update their details, or unsubscribe at any time. Visitors who have any problem accessing their profiles, or would like to request a copy of their personal information should contact Webmaster Services using the Contact Us link. In all cases we will treat requests to access information or change information in accordance with applicable legal requirements.

Information Security

We have in place reasonable commercial standards of technology and operational security to protect all information provided by visitors from loss, misuse, alteration or destruction.

Changes to our Privacy Policy

The South African Insurance Crime Bureau reserves the right to modify or amend this privacy statement at any time and for any reason. Nothing contained herein creates or is intended to create a contract or agreement between the South African Insurance Crime Bureau and any user visiting the Web site or providing identifying information of any kind.

Children's Privacy Protection

The South African Insurance Crime Bureau understands the importance of protecting children's privacy in the interactive online world. The Web site covered by this privacy policy is not designed for or intentionally targeted at children 13 years of age or younger. It is not our policy to intentionally collect or maintain information about anyone under the age of 13.

Visitors' Questions

If you have any questions or concerns regarding your privacy while using this Web site, please direct them to Webmaster Services using the Contact Us link.

Legal

The South African Insurance Crime Bureau hereby authorizes you to view, copy, print, and distribute this document subject to the following conditions:

1. The document is used for informational purposes only. 
2. The document is used for non-commercial purposes.
3. Any copy of this document or portion thereof must include this copyright notice in its entirety.

This document is intended to provide general information on a particular subject or subjects and is not an exhaustive treatment of such subject(s).

This document and the information contained herein is provided "as is," and the SAICB makes no express or implied representations or warranties regarding this document or the information. Without limiting the foregoing, the South African Insurance Crime Bureau does not warrant that the document or information will be error-free or will meet any particular criteria of performance or quality. The South African Insurance Crime Bureau expressly disclaims all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, non infringement, compatibility, security, and accuracy.

Your use of this document and information is at your own risk. You assume full responsibility and risk of loss resulting from the use of this document or information. None of the SAICB, or any of its national practices or affiliates, or any partners, principals, members, or employees of any, thereof will be liable for any special, indirect, incidental, consequential, or punitive damages or any other damages whatsoever, whether in an action of contract, statute, tort (including, without limitation, negligence), or otherwise, relating to the use of this document or information.

If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply. " The South African Insurance Crime Bureau," "SAICB," "ICB”, and the SAICB logos (and any of the foregoing used in any combination), product names and all page headers, footers, and icons are trademarks or registered trademarks of the South African Insurance Crime Bureau. All other product names mentioned are the trademarks of their respective owners.

Certain links in the South African Insurance Crime Bureau Web Server lead to resources maintained by third parties over whom the SAICB has no control. The SAICB makes no representations or warranties as to the accuracy of, or any other aspect relating to, those resources.

Security

The South African Insurance Crime Bureau has in place generally accepted standards of technological security for the purpose of protecting information provided by visitors from misuse, loss, or corruption. Only authorized personnel have access to personally identifiable information submitted through the Web site. Such employees are required to maintain the confidentiality of this sensitive data. The policy also applies to any and all agents, affiliates, and related entities of The South African Insurance Crime Bureau that may receive such information from The South African Insurance Crime Bureau. All visitors, however, should be aware that our Web site may contain links to other sites that are not governed by this or any other privacy statement.